Learn from the past.
Build for the future.

Millions of Americans file for bankruptcy protection each year for a variety of reasons. The common thread is the premise if a Fresh Start.

A new auto loan new auto loan puts you back on the road to good credit and gives you a Head Start to your Fresh Start.

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A True Fresh Start

BANKRUPTCY HELPS RID A CLIENT OF OLD DEBT INCLUDING VEHICLES THAT NO LONGER MEET YOUR BUDGET OR NEEDS. WHY CONTINUE TO PAY FOR A VEHICLE THAT ISN’T WORTH WHAT YOU OWE WHEN YOU CAN START REBUILDING YOUR CREDIT ON A NEW OR LATE MODEL VEHICLE THAT YOU ARE PROUD TO DRIVE?

Questions? Call one of our bankruptcy case managers at

(877) 981- 4753

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Once you are approved and are routinely making your monthly payments, you will have the opportunity to improve your credit score in as little as six on-time payments. Your Vehicle Solution Specialist has been able to help numerous customers improve their credit score. You should start to see a significant improvement in your credit score as soon as six on-time payments into your new car loan. Once your credit score has improved, we can help you either refinance your loan with a lower interest rate and lower monthly payments or get you into a better vehicle with the same monthly payment.


Did you know that if you reaffirm or retain a current auto loan through bankruptcy you will likely never earn credit for any payments you make from now until the end of the loan? When you open a new installment loan through FreshStart HeadStart, you beginning earning credit from your very first payment. Since payment history makes up about 35% of a FICO sore, your credit score will improve rapidly!


Choose from thousands of vehicles

Our Patented Nationwide Search software allows us to search over 200,000 used vehicles on an ongoing basis until we find your dream vehicle…and at a great price! Our Patented software filters out and removes all vehicles that have ever been in a bad accident or that have had previous title problems during their lifetime (Fire, Flood, Hail, Lemon, Salvage, Junk or Rebuilt Designation). Less than 1% of all used vehicles pass our very stringent filters for great condition and great pricing. Rest assured any vehicle you purchase from FreshStart HeadStart will have a CARFAX Guaranteed Clean Vehicle History Certificate and include our exclusive Lifetime Warranty. Unlimited miles. Unlimited years.

Lifetime Mechanical Protection